I loved the article. Totally agree. When I started I still believed in 10% monthly, after long years of learning (I have the Darwin HGO and another), for me the 3% average monthly is my best possible goal (for VAR 10). I wish I could keep it regularly, knowing that there will be -3% months (I hope no more, if something I try to control is that, the loss) and others of + 6%, with luck, and that after a year that +3 Average monthly%, before taxes !!
Less is more, you could say.
Even, from pure experience, I think that investors should be given the option to lower the VAR to 5%, not just 10 and 20.
They would sleep more calmly, and in the end, is an annual yield of 10% bad? Who gives it, but this?