People in the world is believing a lot of bullshit.
Mothly VaR 10% at 95% confidence isnt' max loss 10%.
BTW we dont' have darwins burning 100% in one day while on other sites it happens quite often.
As you said we have to focus on winners.
A risk manager for winners.
Losers remain losers
Scammers remain scammers.
If you want to protect investors force them to stay on demo for one year...
But brokers dont' make money with demos.